Cost Of Living in Monarch Mill, SC

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18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Monarch Mill	South Carolina	National
Cost of living	82	94	100
Groceries	97	99	100
Health care	98	98	100
Housing	45	81	100
Transportation	96	99	100
Utilities	101	101	100
Lifestyle & Entertainment	96	98	100
Household Items	98	99	100
Education & Childcare	98	98	100

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Homes For Sale In Monarch Mill, SC

116 Francis Ave

Union, SC

7 AC Terry Dr

Monarch Mill, SC

5 AC Terry Dr

Monarch Mill, SC

8 AC Lockhart Hwy

Union, SC

Cost Of Living Quick Facts

The cost of living in Monarch Mill is 12% lower than the South Carolina average
The cost of living in Monarch Mill is 18% lower than the national average
Monarch Mill housing is 55% lower than the national average
South Carolina general sales tax is 18% higher than the national average
South Carolina state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$58,286	$4,857	$1,360	$1,749
Renters	$47,911	$3,993	$1,118	$1,437

South Carolina Sales Tax

State	General Sales Tax	With Max Surtax
South Carolina	6%	9%

South Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
South Carolina	0%	6.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Buffalo, SC	1,044	76	24.2%
Whitmire, SC	1,696	79	21.0%
Lockhart, SC	439	81	19.2%
Carlisle, SC	584	82	18.5%
Central Pacolet, SC	292	81	18.9%
Monarch Mill, SC	1,294	82	18.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Altoona, AL	1,294	83	17.1%
Upper Lake, CA	1,294	121	21.2%
Farmersburg, IN	1,294	83	17.5%
Friars Point, MS	1,294	76	23.6%
Silver Summit, UT	1,294	226	126.2%
Monarch Mill, SC	1,294	82	18.1%