Cost Of Living in Upper Bear Creek, CO

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F

141%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

457%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Upper Bear Creek	Colorado	National
Cost of living	241	115	100
Groceries	104	104	100
Health care	108	107	100
Housing	557	136	100
Transportation	106	106	100
Utilities	105	108	100
Lifestyle & Entertainment	108	107	100
Household Items	106	105	100
Education & Childcare	112	111	100

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Homes For Sale In Upper Bear Creek, CO

302 Cottonwood Dr

Evergreen, CO

96 Carolyn Rd

Evergreen, CO

113 Elk Xing

Evergreen, CO

34 Normandy Rd

Evergreen, CO

Cost Of Living Quick Facts

The cost of living in Upper Bear Creek is 110% higher than the Colorado average
The cost of living in Upper Bear Creek is 141% higher than the national average
Upper Bear Creek housing is 457% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$232,817	$19,401	$5,432	$6,985
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Mary's, CO	426	109	8.9%
Idaho Springs, CO	1,909	119	19.5%
Empire, CO	419	121	20.6%
Black Hawk, CO	100	122	21.6%
West Pleasant View, CO	5,559	124	24.3%
Upper Bear Creek, CO	825	241	141.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
La Moille, IL	825	87	13.3%
Orangeville, IL	825	86	13.6%
Westphalia, MI	825	93	6.5%
Pleasant Hill, NC	825	89	10.8%
Fountain City, WI	825	95	4.8%
Upper Bear Creek, CO	825	241	141.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Upper Bear Creek, CO

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Upper Bear Creek

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Median Income & Debt-To-Income Ratio

Colorado Sales Tax

Colorado Income Tax

Nearby cities with low cost of living

Cities with similar population