Cost Of Living in Black Hawk, CO

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D

22%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Black Hawk	Colorado	National
Cost of living	122	115	100
Groceries	106	104	100
Health care	107	107	100
Housing	151	136	100
Transportation	107	106	100
Utilities	107	108	100
Lifestyle & Entertainment	114	107	100
Household Items	107	105	100
Education & Childcare	118	111	100

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Homes For Sale In Black Hawk, CO

1746 Lump Gulch Rd

Black Hawk, CO

418 Athena Rd

Black Hawk, CO

3450 Smith Hill Rd

Black Hawk, CO

Robinson Hill Rd

Golden, CO

Cost Of Living Quick Facts

The cost of living in Black Hawk is 6% higher than the Colorado average
The cost of living in Black Hawk is 22% higher than the national average
Black Hawk housing is 51% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$88,172	$7,348	$2,057	$2,645

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Eldora, CO	364	106	5.6%
Eldorado Springs, CO	332	109	8.9%
St. Mary's, CO	426	109	8.9%
Coal Creek town, CO	318	105	5.4%
Silver Plume, CO	178	114	13.6%
Black Hawk, CO	100	122	21.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Peach Orchard, AR	100	73	27.1%
Tuttle, CA	100	119	18.6%
Jacksonville, GA	100	76	24.4%
Rochester, IA	100	86	14.3%
Ellisville, IL	100	75	24.7%
Black Hawk, CO	100	122	21.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Black Hawk, CO

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Median Income & Debt-To-Income Ratio

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Colorado Income Tax

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