Cost of Living in Idaho Springs, CO

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D+
19%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Idaho Springs Colorado National
Cost of living119115100
Groceries104104100
Health care109107100
Housing145136100
Transportation106106100
Utilities110108100
Lifestyle & Entertainment111107100
Household Items108105100
Education & Childcare117111100
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Homes For Sale In Idaho Springs, CO

property for sale

Wild Wagoner Trl

, CO
property for sale

0002 Lucky Dog

Idaho Springs, CO
property for sale

14 Mine Rd

Idaho Springs, CO
property for sale

169 Lake Rd

Idaho Springs, CO

Cost Of Living Quick Facts

  • The cost of living in Idaho Springs is 4% higher than the Colorado average
  • The cost of living in Idaho Springs is 19% higher than the national average
  • Idaho Springs housing is 45% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Idaho Springs

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,744$9,395$2,631$3,383
      Renters$64,793$5,399$1,512$1,944

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eldorado Springs, CO3321098.9%
      St. Mary's, CO4261098.9%
      Eldora, CO3641065.6%
      Aetna Estates, CO1,279937.1%
      Coal Creek town, CO3181055.4%
      Idaho Springs, CO1,90911919.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Walden, TN1,90912929.0%
      Kingsey Falls, QC1,909n/a 
      Mayer, AZ1,908918.9%
      Hemby Bridge, NC1,910982.2%
      East Atlantic Beach, NY1,90818685.5%
      Idaho Springs, CO1,90911919.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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