| Index | Tupelo | Mississippi | National |
| Cost of living | 92 | 86 | 100 |
| Groceries | 98 | 97 | 100 |
| Health care | 93 | 95 | 100 |
| Housing | 84 | 63 | 100 |
| Transportation | 95 | 94 | 100 |
| Utilities | 99 | 98 | 100 |
| Lifestyle & Entertainment | 93 | 94 | 100 |
| Household Items | 98 | 96 | 100 |
| Education & Childcare | 96 | 94 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Tupelo? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Tupelo stands at 92, making it 8% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
In Tupelo, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Tupelo will resemble that of an average city, contributing to a manageable cost of living.
The real experts on a city are its residents. That's why we reached out to 6 locals to get their views on the cost of living in Tupelo. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 83% found it budget-friendly with decreasing prices, while 17% said it's simply not affordable as prices have continued to rise.
Wondering if Tupelo is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Tupelo, for example, the median home price is 16.1% lower than what folks pay nationally, and monthly rent is 17.2% lower than the usual rates. Plus, income levels matter too, with Tupelo boasting a median household income of $83,001, which is 2.1% higher than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Tupelo, the baseline sales tax rate begins at 7%, and income tax rates start at 5%.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Tupelo, the healthcare costs are 6.6% lower than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Tupelo, the transportation index is 4.6% lower than the national average.
The cost of living estimates displayed for Tupelo are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $112,447 | $9,371 | $2,624 | $3,374 |
| Renters | $48,750 | $4,063 | $1,137 | $1,463 |
| State | General Sales Tax | With Max Surtax |
| Mississippi | 7% | 7.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Mississippi | 5% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| Nettleton, MS | 2,530 | 82 | 17.5% |
| Shannon, MS | 1,880 | 84 | 16.0% |
| Verona, MS | 3,310 | 84 | 15.5% |
| Plantersville, MS | 815 | 85 | 14.7% |
| Mantachie, MS | 1,790 | 85 | 14.6% |
| Tupelo, MS | 39,384 | 92 | 7.6% |
| City | Population | Cost of Living Index | National Avg. |
| East Meadow, NY | 39,378 | 151 | 50.8% |
| Brighton, CO | 39,406 | 126 | 25.6% |
| Pleasant Grove, UT | 39,356 | 120 | 20.3% |
| Brookfield, WI | 39,415 | 121 | 20.9% |
| Florence, SC | 39,448 | 95 | 4.8% |
| Tupelo, MS | 39,384 | 92 | 7.6% |
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