| Index | Superior | Colorado | National |
| Cost of living | 161 | 115 | 100 |
| Groceries | 102 | 104 | 100 |
| Health care | 104 | 107 | 100 |
| Housing | 292 | 136 | 100 |
| Transportation | 103 | 106 | 100 |
| Utilities | 108 | 108 | 100 |
| Lifestyle & Entertainment | 111 | 107 | 100 |
| Household Items | 105 | 105 | 100 |
| Education & Childcare | 104 | 111 | 100 |
Getting a feel for the cost of living in Superior is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Superior is 161, which is 61% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
If you're in pursuit of an economical living environment, Superior may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Superior falls within this bracket.
Housing costs are a very significant part of the Superior cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 192% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Superior affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Superior, the median home price is 226.3% higher than the national average and monthly rent prices are 112% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Superior boasting a median household income of $189,390, 132.9% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Superior, the groceries index is 1.6% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Superior, healthcare costs are 3.5% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Superior, the prevailing sales tax rate starts at 2.9%, and income tax rates kick off at 4.4%.
The cost of living data for Superior shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $217,364 | $18,114 | $5,071 | $6,522 |
| Renters | $152,442 | $12,704 | $3,557 | $4,574 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Eldorado Springs, CO | 332 | 109 | 8.9% |
| Gold Hill, CO | 201 | 106 | 5.6% |
| Crisman, CO | 53 | 106 | 5.6% |
| Leyner, CO | 0 | 109 | 8.9% |
| Lakeside, CO | 6 | 90 | 10.0% |
| Superior, CO | 13,747 | 161 | 60.8% |
| City | Population | Cost of Living Index | National Avg. |
| Brainerd, MN | 13,746 | 92 | 8.3% |
| Palos Verdes Estates, CA | 13,749 | 332 | 232.2% |
| La Grande, OR | 13,742 | 105 | 4.6% |
| Lake Forest Park, WA | 13,735 | 173 | 72.7% |
| Santa Fe, TX | 13,759 | 100 | 0.0% |
| Superior, CO | 13,747 | 161 | 60.8% |
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