Sun City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSun CityArizonaNational
Cost of living index9199100
IndexSun CityArizonaNational
Goods & Services index8998100
Groceries index9599100
Health care index8298100
Housing index7697100
Transportation index103104100
Utilities index132103100
Here we can see a simple outline of the cost of living in Sun City, AZ. As you can see, with the average cost of living in Sun City, AZ being 91, that puts it 8% lower than the average of Arizona and 9% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Sun City, AZ, the price of goods and services are 9% lower than the average of Arizona as well as 11% lower than the nation's average.

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Did you know?

  • The cost of living in Sun City is 8% lower than the Arizona average.
  • The cost of living in Sun City is 9% lower than the national average.
  • The cost of housing in Sun City is 24% lower than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

Compare Sun City, AZ Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Sun City, AZ to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Sun City, AZ, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Sun City, AZ salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Sun City, AZ, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Sun City, AZ, the median monthly income is $39,098 for those who own their own homes. Under the standard rule, that income level would allow for $912 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $30,737, per the median income in the area. That would allow for renters to spend up to $717 on monthly rental expenses.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Sun City, AZ, the Arizona income tax and the Arizona sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Arizona maximum surtax is 10.725%, and the Arizona sales tax is 5.6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2.59% to 4.54% in Arizona.

Goods & Services

ItemSun CityNational avg.Difference
Haircut $14.00$17.4920.0%
Beauty Salon $21.97$38.1742.4%
Toothpaste $1.89$2.3218.6%
Shampoo $1.03$1.011.8%
Movie $11.38$10.726.1%
Bowling $15.00$13.868.2%


ItemSun CityNational avg.Difference
Ground Beef $3.50$3.9010.3%
Fried Chicken $1.45$1.403.9%
Milk $1.51$1.9623.0%
Potatoes $1.95$3.1838.7%
Pizza $10.99$10.395.7%
Beer $9.31$9.230.9%

Health Care

ItemSun CityNational avg.Difference
Optometrist $66.00$106.3437.9%
Doctor $100.00$115.2513.2%
Dentist $71.00$98.3827.8%
Ibuprofen $8.98$9.263.0%
Lipitor $455.57$466.472.3%


ItemSun CityNational avg.Difference
Home Price $119,400.00$184,700.0035.4%
Avg. Mortgage Payment $1,006.61$1,273.3220.9%
Apartment Rent $986.00$949.003.9%


ItemSun CityNational avg.Difference
Gasoline $2.91$2.5912.3%
Tire Balancing $44.00$48.9010.0%


ItemSun CityNational avg.Difference
All Electricity$267.76$167.6059.8%
Phone $175.65$163.427.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Wittmann, AZ36198-2%
Goodyear Village, AZ25388-12%
Youngtown, AZ6,56391-9%
El Mirage, AZ33,93793-7%
Tolleson, AZ6,98593-7%
Sun City, AZ39,36391-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bremerton, WA39,38812020%
Culver City, CA39,39517272%
Atlantic City, NJ39,3061055%
Puyallup, WA39,27411616%
Clovis, NM39,46188-12%
Sun City, AZ39,36391-9%
Source: The Sun City, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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