In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Displayed above is a general overview of the El Mirage, AZ cost of living index. The overall cost of living index in El Mirage, AZ is 97, which is 1% lower than the Arizona average and 3% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in El Mirage, AZ are equal to the Arizona average and 2% lower than the national average.
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The cost of living in El Mirage is 1% lower than the Arizona average.
The cost of living in El Mirage is 3% lower than the national average.
The cost of housing in El Mirage is 18% lower than the national average.
Arizona general sales tax is 10% higher than the national average.
Arizona state income tax is 16% higher than the national average.
Compare El Mirage, AZ Cost of living To Other Cities
This is how much you would need to earn in Price difference in compared to
Cost of living index
Goods & Services index
Health care index
The salary calculator is meant to help you compare your salary in El Mirage, AZ to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in El Mirage, AZ, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the El Mirage, AZ salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.
Median Income & Debt-To-Income Ratio
Max Budget (28% DTI)
Max Budget (36% DTI)
The affordability of the housing market in El Mirage, AZ as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among El Mirage, AZ homeowners, the median income is $54,019. This indicates that a monthly maximum of $1,260 should be spent by homeowners on all housing related costs. Renters have a median income of $41,110. This indicates that renters should have a maximum of $959 used for their rent related monthly costs.
Arizona Sales Tax
General Sales Tax
With Max Surtax
Arizona Income Tax
Income Tax (Low)
Income Tax (High)
When you are determining the total cost of living in El Mirage, AZ you will want to make sure you consider both the Arizona sales tax and the Arizona income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Arizona is 5.6%, with the highest surtax being 10.725%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Arizona have a range from 2.59% to 4.54%.
Goods & Services
Avg. Mortgage Payment
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.