| Index | El Mirage | Arizona | National |
| Cost of living | 104 | 101 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 101 | 101 | 100 |
| Housing | 110 | 96 | 100 |
| Transportation | 99 | 102 | 100 |
| Utilities | 107 | 111 | 100 |
| Lifestyle & Entertainment | 99 | 103 | 100 |
| Household Items | 103 | 101 | 100 |
| Education & Childcare | 104 | 103 | 100 |
Understanding the cost of living in El Mirage can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The El Mirage cost of living index is 104, which is 4% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in El Mirage is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is El Mirage affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take El Mirage, for instance, where the median home price falls 1.1% lower than the national average, and monthly rent rates are 36.4% higher than usual. Additionally, median income levels contribute to the equation, with El Mirage flaunting a median household income of $88,696, 9.1% higher than the national norm.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In El Mirage, the transportation index is 1.2% lower than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In El Mirage, healthcare costs are 1.4% higher than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in El Mirage starts at 5.6% and the income tax rates start at 2.5%.
The El Mirage cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $94,855 | $7,905 | $2,213 | $2,846 |
| Renters | $83,037 | $6,920 | $1,937 | $2,491 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Goodyear Village, AZ | 283 | 86 | 13.7% |
| Deer Creek, AZ | 189 | 96 | 4.2% |
| Youngtown, AZ | 7,044 | 100 | 0.4% |
| Sun City, AZ | 39,873 | 102 | 1.9% |
| Tolleson, AZ | 7,510 | 104 | 4.2% |
| El Mirage, AZ | 36,729 | 104 | 3.8% |
| City | Population | Cost of Living Index | National Avg. |
| Campbell River, BC | 36,740 | n/a | |
| Oswego, IL | 36,709 | 112 | 12.1% |
| Del Rio, TX | 36,754 | 88 | 12.1% |
| Cooper City, FL | 36,683 | 140 | 39.7% |
| San Juan Capistrano, CA | 36,776 | 186 | 85.6% |
| El Mirage, AZ | 36,729 | 104 | 3.8% |
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