D
23%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
69%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sudley Virginia National
Cost of living123111100
Groceries104103100
Health care103103100
Housing169129100
Transportation104105100
Utilities103104100
Lifestyle & Entertainment100103100
Household Items100102100
Education & Childcare105109100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Sudley, VA

Are you thinking about relocating, but curious about the potential cost of living in Sudley? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Sudley stands at 123, making it 23% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If you prioritize affordability when seeking a new place to live, Sudley may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Sudley falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in Sudley, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 68.9% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Sudley Affordable?

Is Sudley affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Sudley, for instance, where the median home price falls 70.2% higher than the national average, and monthly rent rates are 65.7% higher than usual. Additionally, median income levels contribute to the equation, with Sudley flaunting a median household income of $118,360, 45.5% higher than the national norm.

What Factors can Influence the Cost of Living in Sudley?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Sudley, the utilities index registers 3.4% higher than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Sudley, healthcare costs are 2.5% higher than the national average.

Where is the Data From?

The cost of living data for Sudley shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Sudley is 10% higher than the Virginia average
  • The cost of living in Sudley is 23% higher than the national average
  • Sudley housing is 69% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Sudley

See all the best places to live around Sudley

Compare Sudley, VA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Sudley?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Sudley?
      Write a review to give others more information about this area.
      See all Sudley poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$135,081$11,257$3,152$4,053
      Renters$83,597$6,966$1,950$2,508
      A good indicator of the general affordability of housing in Sudley, VA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Sudley, the median monthly income is $135,081 for those who own their own homes. Under the standard rule, that income level would allow for $3,152 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $83,597, per the median income in the area. That would allow for renters to spend up to $1,950 on monthly rental expenses.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Midland, VA971044.1%
      Calverton, VA741044.1%
      Catlett, VA561044.1%
      Wakefield town, VA838928.4%
      Marumsco, VA40,36611313.2%
      Sudley, VA18,73012322.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Harrison, NJ18,73213534.6%
      Schofield Barracks, HI18,72417575.1%
      St. Marys, GA18,7201087.8%
      North Aurora, IL18,75411313.0%
      Burlington, KY18,755963.6%
      Sudley, VA18,73012322.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.