C+
13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Aurora Illinois National
Cost of living11398100
Groceries97100100
Health care99100100
Housing14295100
Transportation104101100
Utilities10099100
Lifestyle & Entertainment102100100
Household Items102100100
Education & Childcare102100100
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An Overview of Cost of Living in North Aurora, IL

Getting a feel for the cost of living in North Aurora is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in North Aurora is 113, which is 13% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Housing costs significantly influence the North Aurora cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 41.9%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is North Aurora Affordable?

Is North Aurora an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in North Aurora is 45.5% higher than the national average, while the average monthly rent prices are 33.7% higher than average. The affordability of any location can also be influenced by median income levels. North Aurora has a median household income of $134,370, which is 65.2% higher than the national average.

What Factors can Influence the Cost of Living in North Aurora?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In North Aurora, the groceries index is 2.6% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In North Aurora, the transportation index is 4% higher than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In North Aurora, healthcare costs are 1.2% lower than the national average.

Where is the Data From?

The North Aurora cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in North Aurora is 15% higher than the Illinois average
  • The cost of living in North Aurora is 13% higher than the national average
  • North Aurora housing is 42% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around North Aurora

See all the best places to live around North Aurora

Compare North Aurora, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$151,680$12,640$3,539$4,551
      Renters$84,771$7,064$1,978$2,543
      To approximate the cost of living and the housing affordability in North Aurora, IL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in North Aurora have a median income of $151,680. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,539 per month to avoid calamity and poverty. The renters in the city have an income of about $84,771, which would make their monthly maximum allowable rental costs $1,978.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sandwich, IL7,547991.0%
      Plano, IL11,4221022.2%
      Aurora, IL206,0201055.0%
      Boulder Hill, IL9,2821044.4%
      Glendale Heights, IL34,9611076.6%
      North Aurora, IL18,75411313.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Burlington, KY18,755963.6%
      Midland, ON18,769n/a 
      Manchester, MO18,7711065.6%
      Harrison, NJ18,73213534.6%
      Sudley, VA18,73012322.7%
      North Aurora, IL18,75411313.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.