Schofield Barracks, Hawaii Cost Of Living

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Overall 80%

Goods & Services 26%

Housing 170%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Schofield Barracks	Hawaii	National
Cost of living	180	176	100
Goods & Services	126	127	100
Groceries	161	156	100
Health care	120	120	100
Housing	270	250	100
Transportation	136	141	100
Utilities	185	194	100

Key findings

The cost of living in Schofield Barracks is 3% higher than the Hawaii average
The cost of living in Schofield Barracks is 80% higher than the national average
Schofield Barracks housing is 170% higher than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$57,480	$4,790	$1,341	$1,725

A good indicator of the general affordability of housing in Schofield Barracks, HI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Schofield Barracks, the median monthly income is $0 for those who own their own homes. Under the standard rule, that income level would allow for $0 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $57,480, per the median income in the area. That would allow for renters to spend up to $1,341 on monthly rental expenses.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Schofield Barracks	National avg.	Difference
Haircut	$17.80	$17.49	1.8%
Beauty Salon	$72.00	$38.17	88.6%
Toothpaste	$3.62	$2.32	56.0%
Shampoo	$1.76	$1.01	73.9%
Movie	$12.24	$10.72	14.1%
Bowling	$18.20	$13.86	31.3%

Groceries

Item	Schofield Barracks	National avg.	Difference
Ground Beef	$5.11	$3.90	31.0%
Fried Chicken	$2.14	$1.40	53.3%
Milk	$3.92	$1.96	99.8%
Potatoes	$10.17	$3.18	219.5%
Pizza	$13.99	$10.39	34.6%
Beer	$9.59	$9.23	3.9%

Health Care

Item	Schofield Barracks	National avg.	Difference
Optometrist	$176.10	$106.34	65.6%
Doctor	$149.60	$115.25	29.8%
Dentist	$102.00	$98.38	3.7%
Ibuprofen	$13.41	$9.26	44.8%
Lipitor	$531.25	$466.47	13.9%

Housing

Item	Schofield Barracks	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$4,947.54	$1,273.32	288.6%
Apartment Rent	$2,567.00	$949.00	170.5%

Transportation

Item	Schofield Barracks	National avg.	Difference
Gasoline	$3.60	$2.59	38.9%
Tire Balancing	$65.80	$48.90	34.6%

Utilities

Item	Schofield Barracks	National avg.	Difference
All Electricity	$430.16	$167.60	156.7%
Phone	$173.45	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Kalaeloa, HI	8	142	42%
Makaha Valley, HI	1,631	130	30%
Waianae, HI	13,426	147	47%
Nanakuli, HI	12,042	147	47%
Makaha, HI	8,934	151	51%
Schofield Barracks, HI	20,330	180	80%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Lathrop, CA	20,331	122	22%
Gardner, MA	20,334	107	7%
American Canyon, CA	20,334	148	48%
Mililani Mauka, HI	20,322	189	89%
Crest Hill, IL	20,316	97	-3%
Schofield Barracks, HI	20,330	180	80%

Source: The Schofield Barracks, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.