Cost of Living in Stroudsburg, PA

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3%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stroudsburg Pennsylvania National
Cost of living9797100
Groceries100100100
Health care9799100
Housing9190100
Transportation100101100
Utilities9899100
Lifestyle & Entertainment98100100
Household Items9999100
Education & Childcare98101100
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Homes For Sale In Stroudsburg, PA

property for sale

2631 Mountain Rd

Stroudsburg, PA
property for sale

105 Perriwinkle Ln

Stroudsburg, PA
property for sale

1572 Gardner Rd

Stroudsburg, PA
property for sale

602 Little Mayfair Ct

Stroudsburg, PA

Cost Of Living Quick Facts

  • The cost of living in Stroudsburg is equal to the Pennsylvania average
  • The cost of living in Stroudsburg is 3% lower than the national average
  • Stroudsburg housing is 9% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Stroudsburg

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      The best places in Pennsylvania

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,540$6,378$1,786$2,296
      Renters$48,007$4,001$1,120$1,440
      A good way to judge both the affordability of the housing and the cost of living in Stroudsburg is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Stroudsburg has a median income of about $76,540 for people who own homes. Based on that number, a maximum of $1,786 should be spent on expenses related to housing. Renters have a slightly different median income, which is $48,007. Based on this average, renters should spend no more than $1,120 on all rental costs if they want to maintain a non-impoverished standard of living.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Colden, NJ86991.2%
      Port Murray, NJ223991.2%
      Buttzville, NJ59991.2%
      Pocono Ranch Lands, PA1,225909.6%
      Oxford, NJ1,332955.0%
      Stroudsburg, PA5,677973.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ulysses, KS5,6778911.1%
      Exeter, PA5,678928.3%
      Monaca, PA5,679928.0%
      Anamosa, IA5,6748911.0%
      Big Flats, NY5,6741088.1%
      Stroudsburg, PA5,677973.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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