Big Flats, New York Cost Of Living

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C

Overall 3%

Goods & Services 3%

Housing 14%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Big Flats	New York	National
Cost of living	97	119	100
Goods & Services	103	110	100
Groceries	100	113	100
Health care	103	101	100
Housing	86	145	100
Transportation	108	108	100
Utilities	93	98	100

Key findings

The cost of living in Big Flats is 19% lower than the New York average
The cost of living in Big Flats is 3% lower than the national average
Big Flats housing is 14% lower than the national average
New York general sales tax is 21% lower than the national average
New York state income tax is 62% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,466	$6,122	$1,714	$2,204
Renters	$37,969	$3,164	$886	$1,139

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Big Flats, NY, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Big Flats, homeowners have a median income of $73,466. Using that number, a maximum of $1,714 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $37,969, which means there is a maximum of $886 to be spent on the costs of renting a home or apartment.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	8.82%

Goods & Services

Item	Big Flats	National avg.	Difference
Haircut	$21.44	$20.27	5.7%
Beauty Salon	$41.28	$40.39	2.2%
Toothpaste	$1.98	$2.36	15.9%
Shampoo	$1.03	$1.08	4.0%
Movie	$10.82	$10.99	1.5%
Bowling	$15.57	$15.49	0.5%

Groceries

Item	Big Flats	National avg.	Difference
Ground Beef	$4.42	$4.30	2.9%
Fried Chicken	$1.11	$1.40	20.4%
Milk	$2.52	$2.20	14.4%
Potatoes	$2.75	$3.22	14.7%
Pizza	$12.29	$10.74	14.4%
Beer	$10.74	$9.60	11.9%

Health Care

Item	Big Flats	National avg.	Difference
Optometrist	$130.85	$109.73	19.3%
Doctor	$110.93	$118.34	6.3%
Dentist	$106.79	$100.94	5.8%
Ibuprofen	$9.24	$9.93	6.9%
Lipitor	$504.75	$469.53	7.5%

Housing

Item	Big Flats	National avg.	Difference
Home Price	$149,600.00	$184,700.00	19.0%
Avg. Mortgage Payment	$1,193.24	$1,229.62	3.0%
Apartment Rent	$927.00	$949.00	2.3%

Transportation

Item	Big Flats	National avg.	Difference
Gasoline	$2.72	$2.71	0.2%
Tire Balancing	$62.49	$51.86	20.5%

Utilities

Item	Big Flats	National avg.	Difference
All Electricity	$147.94	$170.84	13.4%
Phone	$191.59	$187.18	2.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Erin, NY	367	103	3.0%
Elmira, NY	28,583	86	13.5%
Elmira Heights, NY	3,899	87	13.3%
Wellsburg, NY	553	86	13.7%
Coopers Plains, NY	428	86	13.6%
Big Flats, NY	5,446	97	2.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Willard, MO	5,447	88	12.1%
Rockwood, TN	5,443	75	25.3%
Litchfield Park, AZ	5,449	115	14.6%
Old Bethpage, NY	5,439	175	75.5%
Isanti, MN	5,453	97	2.9%
Big Flats, NY	5,446	97	2.8%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.