Cost of Living in Stone Harbor, NJ

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F
174%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
553%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stone Harbor New Jersey National
Cost of living274125100
Groceries108108100
Health care110112100
Housing653157100
Transportation114114100
Utilities112111100
Lifestyle & Entertainment114113100
Household Items104107100
Education & Childcare119120100
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Homes For Sale In Stone Harbor, NJ

property for sale

8201 3rd Ave #22

Stone Harbor, NJ
property for sale

9816 2nd Ave #17

Stone Harbor, NJ
property for sale

154 98th St

Stone Harbor, NJ
property for sale

8222 3rd Ave Unit NORTH

Stone Harbor, NJ

Cost Of Living Quick Facts

  • The cost of living in Stone Harbor is 119% higher than the New Jersey average
  • The cost of living in Stone Harbor is 174% higher than the national average
  • Stone Harbor housing is 553% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Stone Harbor

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$170,520$14,210$3,979$5,116
      Renters$92,406$7,701$2,156$2,772

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

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      Strathmere, NJ6011111.2%
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      Port Norris, NJ1,7141054.5%
      Whitesboro, NJ2,6441077.3%
      Burleigh, NJ4461087.8%
      Stone Harbor, NJ904274173.8%

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      Stone Harbor, NJ904274173.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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