Cost of Living in North Key Largo, FL

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F
228%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
749%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Key Largo Florida National
Cost of living328102100
Groceries100102100
Health care103104100
Housing84997100
Transportation106103100
Utilities114110100
Lifestyle & Entertainment105104100
Household Items100102100
Education & Childcare110106100
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Homes For Sale In North Key Largo, FL

property for sale

167 Valois Blvd

Key Largo, FL
property for sale

34 Atlantic Dr

Key Largo, FL
property for sale

41 Pumpkin Cay Rd Unit A

Key Largo, FL
property for sale

133 Valois Blvd

Key Largo, FL

Cost Of Living Quick Facts

  • The cost of living in North Key Largo is 222% higher than the Florida average
  • The cost of living in North Key Largo is 228% higher than the national average
  • North Key Largo housing is 749% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around North Key Largo

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$179,539$14,962$4,189$5,387
      Renters$0$0$0$0

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Florida City, FL12,2351044.1%
      Homestead, FL70,47311312.9%
      Key Largo, FL9,92614141.3%
      North Key Largo, FL904328228.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ola, AR9047821.9%
      Taylor, AR9048415.5%
      Lompico, CA90417877.7%
      Bowman, GA9048614.1%
      Coulterville, IL9048614.2%
      North Key Largo, FL904328228.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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