Cost Of Living in Whitesboro, NJ

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C

7%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

1%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Whitesboro	New Jersey	National
Cost of living	107	125	100
Groceries	107	108	100
Health care	109	112	100
Housing	99	157	100
Transportation	112	114	100
Utilities	114	111	100
Lifestyle & Entertainment	113	113	100
Household Items	110	107	100
Education & Childcare	114	120	100

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Homes For Sale In Whitesboro, NJ

408 W Anna St

Cape May Court House, NJ

301 N George St

Middle Township, NJ

104 S 5th Ave

Rio Grande, NJ

104 S 5th Ave #39

Rio Grande, NJ

Cost Of Living Quick Facts

The cost of living in Whitesboro is 14% lower than the New Jersey average
The cost of living in Whitesboro is 7% higher than the national average
Whitesboro housing is 1% lower than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,492	$7,791	$2,181	$2,805
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Strathmere, NJ	60	111	11.2%
Woodbine, NJ	2,403	104	4.0%
Port Norris, NJ	1,714	105	4.5%
Burleigh, NJ	446	108	7.8%
Villas, NJ	9,976	111	11.2%
Whitesboro, NJ	2,644	107	7.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Huntsville, AR	2,644	83	17.3%
Alturas, CA	2,644	103	2.7%
Dade City North, FL	2,644	88	11.9%
Independence, LA	2,644	85	14.8%
Sainte-Croix, QC	2,644	n/a
Whitesboro, NJ	2,644	107	7.3%