Stockton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index110140100
Goods & Services index101111100
Groceries index125118100
Health care index100113100
Housing index103196100
Transportation index124128100
Utilities index129118100
The above illustration supplies generalized information for the Stockton, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Stockton, CA is 110, which is 22% lower than the California average and 10% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Stockton, CA are 9% lower than the average for California and 1% higher than the rest of the country.
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Did you know?

  • The cost of living in Stockton is 22% lower than the California average.
  • The cost of living in Stockton is 10% higher than the national average.
  • The cost of housing in Stockton is 3% higher than the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

Compare Stockton, CA Cost of living To Other Cities

Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Stockton, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Stockton, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Stockton, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Stockton, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Stockton, CA have a median income of $68,089. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,589 per month to avoid calamity and poverty. The renters in the city have an income of about $30,151, which would make their monthly maximum allowable rental costs $703.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Stockton, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.25% and the maximum surtax is 10.5%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 13.3%.

Goods & Services

ItemStocktonNational avg.Difference
Haircut $18.00$17.492.9%
Beauty Salon $40.50$38.176.1%
Toothpaste $2.77$2.3219.3%
Shampoo $1.46$1.0144.3%
Movie $11.63$10.728.4%
Bowling $16.38$13.8618.2%


ItemStocktonNational avg.Difference
Ground Beef $4.63$3.9018.7%
Fried Chicken $1.61$1.4015.4%
Milk $2.76$1.9640.7%
Potatoes $3.02$3.185.1%
Pizza $15.59$10.3950.0%
Beer $9.85$9.236.7%

Health Care

ItemStocktonNational avg.Difference
Optometrist $114.40$106.347.6%
Doctor $124.33$115.257.9%
Dentist $83.10$98.3815.5%
Ibuprofen $12.12$9.2630.9%
Lipitor $489.24$466.474.9%


ItemStocktonNational avg.Difference
Home Price $191,000.00$184,700.003.4%
Avg. Mortgage Payment $1,816.22$1,273.3242.6%
Apartment Rent $967.00$949.001.9%


ItemStocktonNational avg.Difference
Gasoline $3.37$2.5930.1%
Tire Balancing $57.49$48.9017.6%


ItemStocktonNational avg.Difference
All Electricity$253.20$167.6051.1%
Phone $182.40$163.4211.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Acampo, CA46611313%
Victor, CA57995-5%
Kennedy, CA3,64196-4%
August, CA7,78197-3%
Taft Mosswood, CA93699-1%
Stockton, CA301,44311010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Anchorage, AK299,32112727%
Cincinnati, OH298,01190-10%
Pittsburgh, PA305,30591-9%
St. Paul, MN297,1601033%
Lexington-Fayette, KY311,52994-6%
Stockton, CA301,44311010%
Source: The Stockton, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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