| Index | Stearns | Kentucky | National |
| Cost of living | 76 | 90 | 100 |
| Goods & Services | 89 | 101 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 88 | 84 | 100 |
| Housing | 40 | 70 | 100 |
| Transportation | 89 | 92 | 100 |
| Utilities | 94 | 104 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Kentucky | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Kentucky | 4.5% | 4.5% |
| Item | Stearns | National avg. | Difference |
| Haircut | $17.07 | $24.26 | 29.7% |
| Beauty Salon | $42.00 | $45.56 | 7.8% |
| Toothpaste | $3.69 | $3.70 | 0.4% |
| Shampoo | $1.23 | $1.28 | 3.9% |
| Movie | $12.31 | $12.13 | 1.5% |
| Bowling | $21.60 | $18.00 | 20.0% |
| Item | Stearns | National avg. | Difference |
| Ground Beef | $5.73 | $5.84 | 1.8% |
| Fried Chicken | $1.42 | $1.57 | 9.5% |
| Milk | $4.67 | $4.67 | 0.0% |
| Potatoes | $5.03 | $4.93 | 2.0% |
| Pizza | $11.42 | $12.09 | 5.5% |
| Beer | $10.06 | $10.41 | 3.3% |
| Item | Stearns | National avg. | Difference |
| Optometrist | $92.00 | $125.68 | 26.8% |
| Doctor | $112.00 | $135.78 | 17.5% |
| Dentist | $92.27 | $113.29 | 18.6% |
| Ibuprofen | $10.49 | $10.65 | 1.6% |
| Lipitor | $517.33 | $468.60 | 10.4% |
| Item | Stearns | National avg. | Difference |
| Home Price | $60,100.00 | $184,700.00 | 67.5% |
| Avg. Mortgage Payment | $1,886.05 | $2,346.69 | 19.6% |
| Apartment Rent | $535.00 | $949.00 | 43.6% |
| Item | Stearns | National avg. | Difference |
| Gasoline | $3.11 | $3.46 | 10.3% |
| Tire Balancing | $52.80 | $59.92 | 11.9% |
| Item | Stearns | National avg. | Difference |
| All Electricity | $173.24 | $193.99 | 10.7% |
| Phone | $192.18 | $192.25 | 0.0% |
| City | Population | Cost of Living Index | National Avg. |
| Whitley City, KY | 1,633 | 77 | 23.4% |
| Pine Knot, KY | 1,431 | 77 | 22.7% |
| Oneida, TN | 3,719 | 80 | 20.4% |
| Winfield, TN | 1,126 | 80 | 19.6% |
| Stearns, KY | 1,065 | 76 | 24.1% |
| City | Population | Cost of Living Index | National Avg. |
| Emmonak, AK | 1,065 | 103 | 3.4% |
| Lower Lake, CA | 1,065 | 120 | 20.1% |
| Loyalton, CA | 1,065 | 99 | 0.5% |
| McKee, KY | 1,065 | 85 | 15.0% |
| Whitney Point, NY | 1,065 | 91 | 8.8% |
| Stearns, KY | 1,065 | 76 | 24.1% |
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