Cost of Living in Lower Lake, CA

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F
23%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lower Lake California National
Cost of living123141100
Groceries111111100
Health care117116100
Housing137197100
Transportation119118100
Utilities121119100
Lifestyle & Entertainment122120100
Household Items112111100
Education & Childcare127127100
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Homes For Sale In Lower Lake, CA

property for sale

16440 Rose St

Lower Lake, CA
property for sale

23495 Morgan Valley Rd

Lower Lake, CA
property for sale

Knoxville Rd

Napa, CA
property for sale

15937 Joseph Trl

Lower Lake, CA

Cost Of Living Quick Facts

  • The cost of living in Lower Lake is 12% lower than the California average
  • The cost of living in Lower Lake is 23% higher than the national average
  • Lower Lake housing is 37% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lower Lake

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Compare Lower Lake, CA Cost of Living

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,172$5,348$1,497$1,925
      Renters$45,820$3,818$1,069$1,375

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nice, CA2,5021044.0%
      Clearlake, CA15,7741065.7%
      Clearlake Oaks, CA2,2391088.2%
      Kelseyville, CA3,76111212.3%
      Lucerne, CA2,76512020.4%
      Lower Lake, CA1,09112323.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Herald, CA1,09116262.5%
      Shandon, CA1,09113434.5%
      Beckemeyer, IL1,0918812.0%
      Shirley, IN1,0918317.3%
      Ama, LA1,091972.9%
      Lower Lake, CA1,09112323.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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