Cost of Living in Oneida, TN

Get 300+ Local Insights for Any Address in Oneida, TN

Get Access to 300+ Local Data Points
A+
16%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oneida Tennessee National
Cost of living8492100
Groceries9598100
Health care9997100
Housing5380100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Oneida, TN

property for sale

621 S Proctor Blvd

Oneida, TN
property for sale

179 Troxel Dr

Oneida, TN
property for sale

216 N Cross St

Oneida, TN
property for sale

500 Stanley St

Oneida, TN

Cost Of Living Quick Facts

  • The cost of living in Oneida is 9% lower than the Tennessee average
  • The cost of living in Oneida is 16% lower than the national average
  • Oneida housing is 47% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Oneida

See all the best places to live around Oneida

Compare Oneida, TN Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Oneida?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Oneida?
      Write a review to give others more information about this area.
      See all Oneida poll results

      The best places in Tennessee

      Here are the best places to live in TennesseeSee the best places to live in OneidaSafest Cities In The USSafest States In The US
      Best Places in Tennessee

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$57,104$4,759$1,332$1,713
      Renters$26,285$2,190$613$789
      To approximate the cost of living and the housing affordability in Oneida, TN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Oneida have a median income of $57,104. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,332 per month to avoid calamity and poverty. The renters in the city have an income of about $26,285, which would make their monthly maximum allowable rental costs $613.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Helenwood, TN4147920.8%
      Stearns, KY1,0868020.3%
      Whitley City, KY1,6938019.6%
      Pine Knot, KY1,4608118.8%
      Robbins, TN978217.9%
      Oneida, TN3,8338416.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      University, MS3,833963.8%
      Taylor Lake Village, TX3,83212524.6%
      Cresco, IA3,8348712.5%
      Larned, KS3,8348217.9%
      Glen Raven, NC3,834955.5%
      Oneida, TN3,8338416.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026