Cost of Living in Whitley City, KY

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20%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Whitley City Kentucky National
Cost of living8088100
Groceries9598100
Health care9997100
Housing4270100
Transportation9596100
Utilities9595100
Lifestyle & Entertainment9695100
Household Items9697100
Education & Childcare10294100
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Homes For Sale In Whitley City, KY

property for sale

0 Nathan Nevels Rd

Whitley City, KY
property for sale

2831 E Williamsburg St

Whitley City, KY
property for sale

531 State Highway 1651

Whitley City, KY
property for sale

25 Godsey Ave

Whitley City, KY

Cost Of Living Quick Facts

  • The cost of living in Whitley City is 9% lower than the Kentucky average
  • The cost of living in Whitley City is 20% lower than the national average
  • Whitley City housing is 58% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Whitley City

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$32,590$2,716$760$978
      Renters$0$0$0$0

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stearns, KY1,0868020.3%
      Pine Knot, KY1,4608118.8%
      Oneida, TN3,8338416.3%
      Winfield, TN1,1558415.9%
      Whitley City, KY1,6938019.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lazy Mountain, AK1,69312222.0%
      Searles Valley, CA1,693928.3%
      New Plymouth, ID1,693936.7%
      Derwood, MD1,69315252.1%
      New Haven, WV1,6938217.8%
      Whitley City, KY1,6938019.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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