| Index | Whitney Point | New York | National |
| Cost of living | 97 | 121 | 100 |
| Groceries | 104 | 106 | 100 |
| Health care | 109 | 110 | 100 |
| Housing | 66 | 144 | 100 |
| Transportation | 114 | 113 | 100 |
| Utilities | 113 | 112 | 100 |
| Lifestyle & Entertainment | 112 | 111 | 100 |
| Household Items | 104 | 106 | 100 |
| Education & Childcare | 113 | 118 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $65,648 | $5,471 | $1,532 | $1,970 |
| Renters | $46,188 | $3,849 | $1,078 | $1,386 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Smithville Flats, NY | 330 | 93 | 7.2% |
| Marathon, NY | 1,080 | 92 | 7.8% |
| Glen Aubrey, NY | 268 | 94 | 6.4% |
| Newark Valley, NY | 971 | 95 | 5.3% |
| Johnson City, NY | 14,660 | 95 | 4.9% |
| Whitney Point, NY | 1,096 | 97 | 3.4% |
| City | Population | Cost of Living Index | National Avg. |
| Mountain City, GA | 1,096 | 90 | 10.5% |
| Wainaku, HI | 1,096 | 132 | 32.2% |
| Sheffield, IA | 1,096 | 86 | 14.4% |
| Swisher, IA | 1,096 | 99 | 1.4% |
| Altamont, KS | 1,096 | 80 | 20.4% |
| Whitney Point, NY | 1,096 | 97 | 3.4% |