Cost of Living in Payne Phallen, St. Paul, MN

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A+
7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Payne Phallen St. Paul Minnesota
Cost of living93105100
Groceries9999100
Health care103103100
Housing74114100
Transportation9898100
Utilities106106104
Lifestyle & Entertainment9797100
Household Items103103100
Education & Childcare10310399
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Homes For Sale In St. Paul, MN

property for sale

900 Scheffer Ave

Saint Paul, MN
property for sale

2329 Hoxie Ave

Saint Paul, MN
property for sale

1026 Portland Ave

Saint Paul, MN
property for sale

42 Baker St W

Saint Paul, MN

Cost Of Living Quick Facts

  • The cost of living in Payne Phallen is 7% lower than the St. Paul average
  • The cost of living in Payne Phallen is 7% lower than the national average
  • Payne Phallen housing is 26% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Payne Phallen

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Compare St. Paul, MN Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$65,835$5,486$1,536$1,975

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Houlton, WI1091000.0%
      Landfall, MN8197227.9%
      South End, MN667822.1%
      Hilltop, MN1,0458020.0%
      St. Anthony city (Stearns County), MN1088416.4%
      St. Paul, MN315,3381054.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. Louis, MO315,543918.9%
      Stockton, CA318,30712827.6%
      Pittsburgh, PA310,293963.8%
      Henderson, NV320,73412626.5%
      Cincinnati, OH309,429928.1%
      St. Paul, MN315,3381054.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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