| Index | Payne Phallen | St. Paul | Minnesota |
| Cost of living | 90 | 102 | 99 |
| Goods & Services | 96 | 96 | 100 |
| Groceries | 99 | 99 | 98 |
| Health care | 101 | 101 | 109 |
| Housing | 73 | 114 | 100 |
| Transportation | 98 | 98 | 97 |
| Utilities | 94 | 94 | 93 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $44,790 | $3,733 | $1,045 | $1,344 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| Item | St. Paul | National avg. | Difference |
| Haircut | $28.67 | $24.26 | 18.2% |
| Beauty Salon | $34.55 | $45.56 | 24.2% |
| Toothpaste | $3.75 | $3.70 | 1.4% |
| Shampoo | $1.30 | $1.28 | 1.5% |
| Movie | $13.47 | $12.13 | 11.0% |
| Bowling | $21.50 | $18.00 | 19.4% |
| Item | St. Paul | National avg. | Difference |
| Ground Beef | $5.49 | $5.84 | 5.9% |
| Fried Chicken | $1.35 | $1.57 | 14.2% |
| Milk | $4.63 | $4.67 | 0.8% |
| Potatoes | $4.98 | $4.93 | 0.8% |
| Pizza | $12.49 | $12.09 | 3.3% |
| Beer | $9.36 | $10.41 | 10.1% |
| Item | St. Paul | National avg. | Difference |
| Optometrist | $145.44 | $125.68 | 15.7% |
| Doctor | $229.08 | $135.78 | 68.7% |
| Dentist | $108.67 | $113.29 | 4.1% |
| Ibuprofen | $10.36 | $10.65 | 2.7% |
| Lipitor | $599.08 | $468.60 | 27.8% |
| Item | St. Paul | National avg. | Difference |
| Home Price | $217,100.00 | $184,700.00 | 17.5% |
| Avg. Mortgage Payment | $1,941.44 | $2,346.69 | 17.3% |
| Apartment Rent | $1,013.00 | $949.00 | 6.7% |
| Item | St. Paul | National avg. | Difference |
| Gasoline | $3.38 | $3.46 | 2.5% |
| Tire Balancing | $61.74 | $59.92 | 3.0% |
| Item | St. Paul | National avg. | Difference |
| All Electricity | $175.38 | $193.99 | 9.6% |
| Phone | $187.39 | $192.25 | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Houlton, WI | 105 | 97 | 3.3% |
| Landfall, MN | 796 | 70 | 30.3% |
| South End, MN | 65 | 75 | 25.2% |
| Hilltop, MN | 1,007 | 77 | 22.8% |
| St. Anthony city (Stearns County), MN | 106 | 80 | 19.7% |
| St. Paul, MN | 305,877 | 102 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| St. Louis, MO | 304,709 | 90 | 9.8% |
| Cincinnati, OH | 302,687 | 95 | 4.7% |
| Henderson, NV | 309,955 | 118 | 18.3% |
| Pittsburgh, PA | 301,286 | 95 | 4.8% |
| Stockton, CA | 311,103 | 125 | 25.1% |
| St. Paul, MN | 305,877 | 102 | 2.0% |