Cost Of Living in St. Charles, VA

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28%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

90%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Charles	Virginia	National
Cost of living	72	111	100
Groceries	96	103	100
Health care	99	103	100
Housing	10	129	100
Transportation	97	105	100
Utilities	99	104	100
Lifestyle & Entertainment	99	103	100
Household Items	98	102	100
Education & Childcare	100	109	100

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Homes For Sale In St. Charles, VA

2301 Monarch Rd

Saint Charles, VA

Sandlick Rd

St Charles, VA

Cost Of Living Quick Facts

The cost of living in St. Charles is 36% lower than the Virginia average
The cost of living in St. Charles is 28% lower than the national average
St. Charles housing is 90% lower than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$13,803	$1,150	$322	$414

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Keokee, VA	469	98	2.0%
Ages, KY	377	77	23.1%
Cawood, KY	502	77	22.6%
Cumberland, KY	2,171	79	21.2%
Kenvir, KY	476	79	20.8%
St. Charles, VA	63	72	28.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jennette, AR	63	78	22.0%
Mount Hebron, CA	63	107	7.1%
Rodriguez Camp, CA	63	117	16.7%
Olowalu, HI	63	303	203.5%
Bradford, IA	63	96	4.1%
St. Charles, VA	63	72	28.5%