F
203%
Overall NAT. AVG.
27%
Groceries NAT. AVG.
622%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Olowalu Hawaii National
Cost of living303163100
Groceries127126100
Health care119119100
Housing722252100
Transportation120121100
Utilities130131100
Lifestyle & Entertainment126127100
Household Items116115100
Education & Childcare132132100
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Cost Of Living Quick Facts

  • The cost of living in Olowalu is 87% higher than the Hawaii average
  • The cost of living in Olowalu is 203% higher than the national average
  • Olowalu housing is 622% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Olowalu

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Compare Olowalu, HI Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$136,995$11,416$3,196$4,110

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maalaea, HI26314847.6%
      Waihee-Waiehu, HI10,98816666.3%
      Wailuku, HI17,88616867.6%
      Kahului, HI30,86717170.6%
      Kihei, HI23,61617675.8%
      Olowalu, HI63303203.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Jennette, AR637822.0%
      Mount Hebron, CA631077.1%
      Rodriguez Camp, CA6311716.7%
      Bradford, IA63964.1%
      Greenville, IA63964.3%
      Olowalu, HI63303203.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.