D+
Overall 1%
Goods & Services 21%
Housing 34%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexUpper HillSpringfieldMassachusetts
Cost of living101106131
Goods & Services121121122
Groceries107107109
Health care106106121
Housing6682165
Transportation108108107
Utilities122122114

Key findings

  • The cost of living in Upper Hill is 23% lower than the Springfield average
  • The cost of living in Upper Hill is 1% higher than the national average
  • Upper Hill housing is 34% lower than the national average
  • Massachusetts general sales tax is 23% higher than the national average
  • Massachusetts state income tax is 125% higher than the national average

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Compare Springfield, MA Cost of Living

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      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Household$33,409$2,784$779$1,002

      Massachusetts Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Massachusetts6.25%6.25%

      Massachusetts Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Massachusetts5%5%

      Goods & Services

      ItemSpringfieldNational avg.Difference
      Haircut $28.20$17.4961.2%
      Beauty Salon $47.40$38.1724.2%
      Toothpaste $1.75$2.3224.6%
      Shampoo $0.99$1.012.2%
      Movie $11.60$10.728.2%
      Bowling $19.00$13.8637.1%

      Groceries

      ItemSpringfieldNational avg.Difference
      Ground Beef $3.45$3.9011.5%
      Fried Chicken $1.67$1.4019.7%
      Milk $1.97$1.960.4%
      Potatoes $3.51$3.1810.3%
      Pizza $9.79$10.395.8%
      Beer $10.19$9.2310.4%

      Health Care

      ItemSpringfieldNational avg.Difference
      Optometrist $156.20$106.3446.9%
      Doctor $115.00$115.250.2%
      Dentist $105.80$98.387.5%
      Ibuprofen $8.89$9.264.0%
      Lipitor $477.60$466.472.4%

      Housing

      ItemSpringfieldNational avg.Difference
      Home Price $146,400.00$184,700.0020.7%
      Avg. Mortgage Payment $1,431.64$1,273.3212.4%
      Apartment Rent $839.00$949.0011.6%

      Transportation

      ItemSpringfieldNational avg.Difference
      Gasoline $2.66$2.592.5%
      Tire Balancing $58.32$48.9019.3%

      Utilities

      ItemSpringfieldNational avg.Difference
      All Electricity$238.43$167.6042.3%
      Phone $174.02$163.426.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Stafford Springs, CT5,0441077%
      Chicopee, MA56,1001099%
      Palmer Town, MA12,1451099%
      Holyoke, MA40,28011010%
      Thompsonville, CT8,87311111%
      Springfield, MA153,9911066%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Macon-Bibb County, GA153,92590-10%
      Hayward, CA154,50714949%
      Pasadena, TX153,28689-11%
      Cary, NC155,82211313%
      Salinas, CA155,88911717%
      Springfield, MA153,9911066%
      Source: The Upper Hill, Springfield, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.