A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spring Texas National
Cost of living10194100
Groceries10198100
Health care9798100
Housing10883100
Transportation9798100
Utilities102103100
Lifestyle & Entertainment9498100
Household Items9798100
Education & Childcare9498100
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An Overview of Cost of Living in Spring, TX

The cost of living in Spring affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Spring is 101, which is 1% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Spring aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Spring residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Spring Affordable?

Is Spring an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Spring, the median home price is 9.9% lower than what most folks pay across the country, and monthly rent prices are 48.4% higher than the usual rates. Income levels in Spring come in at $107,484, which is 32.2% higher than the national average.

What Factors can Influence the Cost of Living in Spring?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Spring, the groceries index registers 0.9% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Spring, healthcare costs are 3% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Spring, the transportation index is 2.7% lower than the national average.

Where is the Data From?

The Spring cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Spring is 7% higher than the Texas average
  • The cost of living in Spring is 1% higher than the national average
  • Spring housing is 8% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Spring

See all the best places to live around Spring

Compare Spring, TX Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$119,158$9,930$2,780$3,575
      Renters$80,348$6,696$1,875$2,411
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Spring, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Spring, homeowners have a median income of $119,158. Using that number, a maximum of $2,780 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $80,348, which means there is a maximum of $1,875 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Indian Springs, TX7198119.1%
      Aldine, TX16,737919.4%
      Humble, TX16,302918.5%
      Woodloch, TX121945.9%
      Porter Heights, TX1,394973.1%
      Spring, TX63,3631010.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      National City, CA63,42214343.0%
      Taylor, MI63,5278910.9%
      Burnsville, MN63,62811212.4%
      Millcreek, UT62,98212928.9%
      Moore, OK62,967946.2%
      Spring, TX63,3631010.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.