A+
6%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Moore Oklahoma National
Cost of living9488100
Groceries9896100
Health care9395100
Housing9270100
Transportation9396100
Utilities9896100
Lifestyle & Entertainment9794100
Household Items9597100
Education & Childcare8993100
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An Overview of Cost of Living in Moore, OK

Are you thinking about relocating, but curious about the potential cost of living in Moore? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Moore stands at 94, making it 6% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Moore is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Moore Affordable?

Is Moore an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Moore is 16.8% lower than the national average, while the average monthly rent prices are 11% higher than average. The affordability of any location can also be influenced by median income levels. Moore has a median household income of $100,207, which is 23.2% higher than the national average.

What Factors can Influence the Cost of Living in Moore?

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Moore, the transportation index is 6.8% lower than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The Moore cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Moore is 7% higher than the Oklahoma average
  • The cost of living in Moore is 6% lower than the national average
  • Moore housing is 8% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Moore

See all the best places to live around Moore

Compare Moore, OK Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$116,862$9,739$2,727$3,506
      Renters$72,701$6,058$1,696$2,181
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Moore, OK, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Moore homeowners, is $116,862. This would allow for a maximum of $2,727 per month to be spent on housing costs. For renters, the median monthly income is $72,701 which would result in a maximum of $1,696 to be spent on rental costs.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Valley Brook, OK9387920.6%
      Spencer, OK4,1338119.0%
      Smith Village, OK758118.7%
      Del City, OK22,5948415.6%
      Warr Acres, OK10,4258712.8%
      Moore, OK62,967946.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Millcreek, UT62,98212928.9%
      Terre Haute, IN62,7588515.4%
      Malden, MA62,73514848.4%
      Monterey Park, CA62,57316969.0%
      Spring, TX63,3631010.7%
      Moore, OK62,967946.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.