A+
9%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Humble Texas National
Cost of living9194100
Groceries9698100
Health care9598100
Housing8183100
Transportation9598100
Utilities102103100
Lifestyle & Entertainment9398100
Household Items10098100
Education & Childcare9598100
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An Overview of Cost of Living in Humble, TX

The cost of living in Humble affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Humble is 91, which is 9% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Humble closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Humble can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Humble Affordable?

Is Humble affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Humble, for instance, where the median home price falls 28.3% lower than the national average, and monthly rent rates are 1.5% higher than usual. Additionally, median income levels contribute to the equation, with Humble flaunting a median household income of $79,158, 2.7% lower than the national norm.

What Factors can Influence the Cost of Living in Humble?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Humble, the transportation index is 5.5% lower than the national average.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Humble, the groceries index registers 4.5% lower than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Humble cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Humble is 3% lower than the Texas average
  • The cost of living in Humble is 9% lower than the national average
  • Humble housing is 19% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Humble

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Compare Humble, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,444$9,204$2,577$3,314
      Renters$52,205$4,350$1,218$1,566
      The affordability of the housing market in Humble, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Humble homeowners, the median income is $110,444. This indicates that a monthly maximum of $2,577 should be spent by homeowners on all housing related costs. Renters have a median income of $52,205. This indicates that renters would have a maximum of $1,218 for their rent related monthly costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barrett, TX3,5218713.0%
      Patton Village, TX1,5128614.2%
      Aldine, TX16,737919.4%
      Plum Grove, TX1,1028910.6%
      Sheldon, TX2,224928.4%
      Humble, TX16,302918.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bellevue, WI16,3011000.1%
      Lady Lake, FL16,3071021.8%
      Discovery Bay, CA16,28617979.2%
      Stallings, NC16,31911313.5%
      Longmeadow, MA16,27513736.9%
      Humble, TX16,302918.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.