Cost of Living in Chapel Hill, TN

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A+
2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chapel Hill Tennessee National
Cost of living9892100
Groceries9898100
Health care9897100
Housing10280100
Transportation9697100
Utilities9998100
Lifestyle & Entertainment9497100
Household Items10098100
Education & Childcare9297100
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Homes For Sale In Chapel Hill, TN

property for sale

1412 Charles Dr

, TN
property for sale

1415 Charles Dr

, TN
property for sale

1439 Charles Dr

, TN
property for sale

1417 Charles Dr

, TN

Cost Of Living Quick Facts

  • The cost of living in Chapel Hill is 7% higher than the Tennessee average
  • The cost of living in Chapel Hill is 2% lower than the national average
  • Chapel Hill housing is 2% higher than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Chapel Hill

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Compare Chapel Hill, TN Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,186$9,432$2,641$3,396
      Renters$56,962$4,747$1,329$1,709

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lewisburg, TN12,4759010.3%
      Shelbyville, TN22,648928.3%
      Unionville, TN2,698973.5%
      Eagleville, TN9791054.8%
      Spring Hill, TN42,91011615.6%
      Chapel Hill, TN1,543981.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dillsboro, IN1,5438713.3%
      Bloomington, TX1,5438019.7%
      Uhland, TX1,543927.5%
      Wilson, WY1,543215115.2%
      Mount Vernon, AL1,5448514.7%
      Chapel Hill, TN1,543981.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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