| Index | Bremerton | Washington | National |
| Cost of living | 119 | 119 | 100 |
| Groceries | 108 | 107 | 100 |
| Health care | 109 | 109 | 100 |
| Housing | 141 | 138 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 108 | 110 | 100 |
| Lifestyle & Entertainment | 109 | 112 | 100 |
| Household Items | 105 | 107 | 100 |
| Education & Childcare | 114 | 117 | 100 |
Understanding the cost of living in Bremerton can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Bremerton cost of living index is 119, which is 19% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing costs are a major factor in the Bremerton cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 41.4% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is Bremerton affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Bremerton, for instance, where the median home price falls 52.1% higher than the national average, and monthly rent rates are 16.5% higher than usual. Additionally, median income levels contribute to the equation, with Bremerton flaunting a median household income of $86,160, 5.9% higher than the national norm.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Bremerton, healthcare costs are 8.9% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Bremerton, the groceries index registers 7.7% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Bremerton, the housing index is 41.4% higher than the national average.
The Bremerton cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $114,968 | $9,581 | $2,682 | $3,449 |
| Renters | $60,696 | $5,058 | $1,416 | $1,821 |
| State | General Sales Tax | With Max Surtax |
| Washington | 6.5% | 10.4% |
| State | Income Tax (Low) | Income Tax (High) |
| Washington | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Belfair, WA | 4,659 | 108 | 7.9% |
| Navy Yard City, WA | 3,049 | 110 | 10.0% |
| Erlands Point-Kitsap Lake, WA | 3,196 | 112 | 11.7% |
| East Port Orchard, WA | 5,187 | 118 | 17.8% |
| Stansberry Lake, WA | 2,438 | 119 | 19.3% |
| Bremerton, WA | 42,880 | 119 | 18.8% |
| City | Population | Cost of Living Index | National Avg. |
| Boucherville, QC | 42,869 | n/a | |
| Spring Hill, TN | 42,910 | 116 | 15.6% |
| Shakopee, MN | 42,849 | 113 | 12.9% |
| Bradford West Gwillimbury, ON | 42,843 | n/a | |
| St. Thomas, ON | 42,918 | n/a | |
| Bremerton, WA | 42,880 | 119 | 18.8% |
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