Cost Of Living in Spreckels, CA

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F

89%

Overall NAT. AVG.

14%

Groceries NAT. AVG.

253%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Spreckels	California	National
Cost of living	189	141	100
Groceries	114	111	100
Health care	115	116	100
Housing	353	197	100
Transportation	122	118	100
Utilities	119	119	100
Lifestyle & Entertainment	125	120	100
Household Items	110	111	100
Education & Childcare	127	127	100

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Homes For Sale In Spreckels, CA

120 Fourth St

Spreckels, CA

89 Hatton Ave

Spreckels, CA

Cost Of Living Quick Facts

The cost of living in Spreckels is 34% higher than the California average
The cost of living in Spreckels is 89% higher than the national average
Spreckels housing is 253% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Moss Landing, CA	33	117	16.7%
Boronda, CA	1,790	134	34.1%
Sand City, CA	333	134	33.7%
Gonzales, CA	8,676	138	38.0%
Chualar, CA	1,463	142	41.8%
Spreckels, CA	382	189	88.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Potter Valley, CA	382	154	53.7%
Rollinsville, CO	382	148	48.0%
Eden, ID	382	87	12.8%
Lomax, IL	382	82	18.0%
Hyden, KY	382	83	16.5%
Spreckels, CA	382	189	88.8%