Cost Of Living in Gonzales, CA

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F

38%

Overall NAT. AVG.

14%

Groceries NAT. AVG.

84%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gonzales	California	National
Cost of living	138	141	100
Groceries	114	111	100
Health care	115	116	100
Housing	184	197	100
Transportation	122	118	100
Utilities	119	119	100
Lifestyle & Entertainment	125	120	100
Household Items	110	111	100
Education & Childcare	127	127	100

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Homes For Sale In Gonzales, CA

1413 Burgundy Way

Gonzales, CA

330 Day St

Gonzales, CA

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Cost Of Living Quick Facts

The cost of living in Gonzales is 2% lower than the California average
The cost of living in Gonzales is 38% higher than the national average
Gonzales housing is 84% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$147,186	$12,266	$3,434	$4,416
Renters	$61,972	$5,164	$1,446	$1,859

A good way to judge both the affordability of the housing and the cost of living in Gonzales is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Gonzales has a median income of about $147,186 for people who own homes. Based on that number, a maximum of $3,434 should be spent on expenses related to housing. Renters have a slightly different median income, which is $61,972. Based on this average, renters should spend no more than $1,446 on all rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenfield CDP, CA	4,762	102	1.9%
Boronda, CA	1,790	134	34.1%
Greenfield, CA	18,212	135	34.7%
Chualar, CA	1,463	142	41.8%
Soledad, CA	26,210	143	42.8%
Gonzales, CA	8,676	138	38.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tuskegee, AL	8,678	81	19.2%
Renfrew, ON	8,678	n/a
Arab, AL	8,679	90	9.8%
South Kensington, MD	8,679	192	91.6%
Carbondale, PA	8,679	88	12.2%
Gonzales, CA	8,676	138	38.0%