Cost of Living in Spencerport, NY

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B+
4%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spencerport New York National
Cost of living104121100
Groceries109106100
Health care115110100
Housing85144100
Transportation112113100
Utilities113112100
Lifestyle & Entertainment110111100
Household Items107106100
Education & Childcare116118100
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Homes For Sale In Spencerport, NY

property for sale

223 Trimmer Rd

Spencerport, NY
property for sale

2725 S Union St

Spencerport, NY
property for sale

6 High Point Dr

Spencerport, NY
property for sale

603 Chambers St

Spencerport, NY

Cost Of Living Quick Facts

  • The cost of living in Spencerport is 14% lower than the New York average
  • The cost of living in Spencerport is 4% higher than the national average
  • Spencerport housing is 15% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Spencerport

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$144,167$12,014$3,364$4,325
      Renters$57,558$4,797$1,343$1,727

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Holley, NY1,915954.9%
      Rochester, NY211,665963.6%
      Bergen, NY1,091982.5%
      Brockport, NY8,442982.2%
      Hamlin, NY5,874982.0%
      Spencerport, NY3,7681043.6%

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      Waukon, IA3,7708911.5%
      Muttontown, NY3,770349249.0%
      Spencerport, NY3,7681043.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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