Cost of Living in Sound Beach, NY

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F
28%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
72%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sound Beach New York National
Cost of living128121100
Groceries104106100
Health care108110100
Housing172144100
Transportation111113100
Utilities112112100
Lifestyle & Entertainment109111100
Household Items104106100
Education & Childcare115118100
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Homes For Sale In Sound Beach, NY

property for sale

5 8th St

Sound Beach, NY
property for sale

35 Rockaway Dr

Sound Beach, NY
property for sale

84 Lynbrook Dr

Sound Beach, NY
property for sale

11 Arverne Rd

Sound Beach, NY

Cost Of Living Quick Facts

  • The cost of living in Sound Beach is 6% higher than the New York average
  • The cost of living in Sound Beach is 28% higher than the national average
  • Sound Beach housing is 72% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$166,362$13,864$3,882$4,991
      Renters$102,414$8,535$2,390$3,073
      A good way to judge both the affordability of the housing and the cost of living in Sound Beach is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Sound Beach has a median income of about $166,362 for people who own homes. Based on that number, a maximum of $3,882 should be spent on expenses related to housing. Renters have a slightly different median income, which is $102,414. Based on this average, renters should spend no more than $2,390 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stony Brook University, NY8,7751109.6%
      Calverton, NY5,39911818.1%
      Mastic Beach, NY16,07612120.8%
      Middle Island, NY11,45412423.6%
      Mastic, NY15,62412525.0%
      Sound Beach, NY7,24312827.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hobart, WA7,24316463.7%
      Mead, WA7,24411817.7%
      Gypsum, CO7,24113635.7%
      Clinton, IL7,2418415.6%
      Tanglewilde, WA7,24112019.6%
      Sound Beach, NY7,24312827.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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