Cost of Living in Gypsum, CO

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F
36%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
106%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gypsum Colorado National
Cost of living136115100
Groceries104104100
Health care105107100
Housing206136100
Transportation103106100
Utilities109108100
Lifestyle & Entertainment103107100
Household Items106105100
Education & Childcare113111100
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Homes For Sale In Gypsum, CO

property for sale

220 Black Bear Dr

Gypsum, CO
property for sale

325 Foxprowl

Gypsum, CO
property for sale

102 Cut Throat Loop

Gypsum, CO
property for sale

10 Salmon Loop

Gypsum, CO

Cost Of Living Quick Facts

  • The cost of living in Gypsum is 18% higher than the Colorado average
  • The cost of living in Gypsum is 36% higher than the national average
  • Gypsum housing is 106% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Gypsum

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      Salary Calculator

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      Transportation index
      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,995$10,583$2,963$3,810
      Renters$83,540$6,962$1,949$2,506
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Gypsum, CO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Gypsum, homeowners have a median income of $126,995. Using that number, a maximum of $2,963 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $83,540, which means there is a maximum of $1,949 to be spent on the costs of renting a home or apartment.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wolcott, CO01065.6%
      Cattle Creek, CO6691076.8%
      Dotsero, CO97811616.1%
      Eagle, CO7,15315555.1%
      Gypsum, CO7,24113635.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clinton, IL7,2418415.6%
      Tanglewilde, WA7,24112019.6%
      Kenora, Unorganized, ON7,241n/a 
      Morrow, GA7,240937.4%
      Sound Beach, NY7,24312827.5%
      Gypsum, CO7,24113635.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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