Cost of Living in Maunaloa, HI

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D+
18%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Maunaloa Hawaii National
Cost of living118163100
Groceries124126100
Health care120119100
Housing111252100
Transportation117121100
Utilities130131100
Lifestyle & Entertainment121127100
Household Items116115100
Education & Childcare127132100
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Homes For Sale In Maunaloa, HI

property for sale

255 Kepuhi PL Unit 20B12-2146

Maunaloa, HI
property for sale

North St Lot 499

Maunaloa, HI
property for sale

294 Maunaloa Rd #627

Maunaloa, HI
property for sale

01 Maunaloa HWY

Maunaloa, HI

Cost Of Living Quick Facts

  • The cost of living in Maunaloa is 27% lower than the Hawaii average
  • The cost of living in Maunaloa is 18% higher than the national average
  • Maunaloa housing is 11% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Maunaloa

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,803$6,484$1,815$2,334
      Renters$37,230$3,103$869$1,117

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kualapuu, HI1,93812121.3%
      Kaunakakai, HI3,14512928.9%
      Maunaloa, HI32611818.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Biggers, AR3267722.6%
      Midpines, CA32612828.4%
      Redvale, CO3261021.5%
      Bronwood, GA3268218.3%
      Ewing, IL3268317.1%
      Maunaloa, HI32611818.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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