Setauket-East Setauket cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSetauket-East SetauketNew YorkNational
Cost of living index149119100
IndexSetauket-East SetauketNew YorkNational
Goods & Services index122109100
Groceries index109108100
Health care index11499100
Housing index225145100
Transportation index115108100
Utilities index112102100
Displayed above is a general overview of the Setauket-East Setauket, NY cost of living index. The overall cost of living index in Setauket-East Setauket, NY is 149, which is 26% higher than the New York average and 49% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Setauket-East Setauket, NY are 11% higher than the New York average and 22% higher than the national average.

Did you know?

  • The cost of living in Setauket-East Setauket is 26% higher than the New York average.
  • The cost of living in Setauket-East Setauket is 49% higher than the national average.
  • The cost of housing in Setauket-East Setauket is 125% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Setauket-East Setauket, NY Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Setauket-East Setauket, NY to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Setauket-East Setauket, NY, then you would need to earn more income in order to maintain the same standard of living. To use the Setauket-East Setauket, NY salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$137,042$11,420$3,197$4,112
Renters$62,391$5,199$1,456$1,872
If you want to find a good determining factor for the cost of living and the general affordability of housing in Setauket-East Setauket, NY, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Setauket-East Setauket, NY, the median monthly income is $137,042 for those who own their own homes. Under the standard rule, that income level would allow for $3,197 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $62,391, per the median income in the area. That would allow for renters to spend up to $1,456 on monthly rental expenses.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in Setauket-East Setauket, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemSetauket-East SetauketNational avg.Difference
Haircut $19.87$16.0923.6%
Beauty Salon $64.81$37.3373.6%
Toothpaste $3.03$2.4523.8%
Shampoo $0.99$1.000.6%
Movie $12.69$10.2823.4%
Bowling $7.03$4.9342.5%

Groceries

ItemSetauket-East SetauketNational avg.Difference
Ground Beef $4.10$3.807.7%
Fried Chicken $1.44$1.403.3%
Milk $1.96$2.012.6%
Potatoes $3.47$3.0115.4%
Pizza $9.98$9.890.9%
Beer $10.01$8.9012.6%

Health Care

ItemSetauket-East SetauketNational avg.Difference
Optometrist $115.59$102.1613.2%
Doctor $124.71$108.3615.1%
Dentist $112.48$92.5321.6%
Ibuprofen $10.51$9.2813.3%
Lipitor $413.07$425.823.0%

Housing

ItemSetauket-East SetauketNational avg.Difference
Home Price $458,700.00$184,700.00148.3%
Avg. Mortgage Payment $2,408.75$1,202.44100.3%
Apartment Rent $1,618.00$949.0070.5%

Transportation

ItemSetauket-East SetauketNational avg.Difference
Gasoline $2.55$2.2413.7%
Tire Balancing $54.89$46.2918.6%

Utilities

ItemSetauket-East SetauketNational avg.Difference
All Electricity$200.20$165.9620.6%
Phone $29.17$28.681.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mastic Beach, NY14,86711717%
Wyandanch, NY10,72212323%
Mastic, NY15,64112121%
Central Islip, NY34,72412525%
Ridge, NY13,12912222%
Setauket-East Setauket, NY14,17414949%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Waycross, GA14,18881-19%
Brooklyn Park, MD14,1591077%
Dentsville, SC14,19296-4%
Worthington, OH14,1551033%
New Franklin, OH14,19588-12%
Setauket-East Setauket, NY14,17414949%
Source: The Setauket-East Setauket, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.