| Index | Setauket-East Setauket | New York | National |
| Cost of living | 144 | 121 | 100 |
| Groceries | 104 | 106 | 100 |
| Health care | 107 | 110 | 100 |
| Housing | 226 | 144 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 112 | 112 | 100 |
| Lifestyle & Entertainment | 113 | 111 | 100 |
| Household Items | 105 | 106 | 100 |
| Education & Childcare | 120 | 118 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Setauket-East Setauket? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Setauket-East Setauket stands at 144, making it 44% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you prioritize affordability when seeking a new place to live, Setauket-East Setauket may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Setauket-East Setauket falls into this category, which may not align with your preferences for a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Setauket-East Setauket, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 125.6% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Wondering if Setauket-East Setauket is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Setauket-East Setauket, for example, the median home price is 149% higher than what folks pay nationally, and monthly rent is 71.1% higher than the usual rates. Plus, income levels matter too, with Setauket-East Setauket boasting a median household income of $196,903, which is 142.1% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Setauket-East Setauket, healthcare costs are 7.3% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Setauket-East Setauket, the groceries index is 4.2% higher than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Setauket-East Setauket, the prevailing sales tax rate starts at 4%, and income tax rates kick off at 4%.
The Setauket-East Setauket cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $201,324 | $16,777 | $4,697 | $6,040 |
| Renters | $92,772 | $7,731 | $2,165 | $2,783 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Stony Brook University, NY | 8,775 | 110 | 9.6% |
| Mastic Beach, NY | 16,076 | 121 | 20.8% |
| Middle Island, NY | 11,454 | 124 | 23.6% |
| Wyandanch, NY | 11,925 | 125 | 25.1% |
| Mastic, NY | 15,624 | 125 | 25.0% |
| Setauket-East Setauket, NY | 14,614 | 144 | 44.4% |
| City | Population | Cost of Living Index | National Avg. |
| Phillipsburg, NJ | 14,613 | 95 | 4.6% |
| Viera West, FL | 14,609 | 133 | 33.1% |
| Swansea, IL | 14,604 | 99 | 1.2% |
| Anna, TX | 14,625 | 111 | 11.1% |
| Willowick, OH | 14,602 | 90 | 10.2% |
| Setauket-East Setauket, NY | 14,614 | 144 | 44.4% |
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