B+
11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Anna Texas National
Cost of living11194100
Groceries10098100
Health care9998100
Housing13983100
Transportation9598100
Utilities108103100
Lifestyle & Entertainment10098100
Household Items10098100
Education & Childcare9398100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Anna, TX

Are you thinking about relocating, but curious about the potential cost of living in Anna? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Anna stands at 111, making it 11% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Housing costs make up a big chunk of the cost of living in Anna, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 39.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Anna Affordable?

Wondering if Anna is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Anna, for example, the median home price is 21.1% higher than what folks pay nationally, and monthly rent is 81.4% higher than the usual rates. Plus, income levels matter too, with Anna boasting a median household income of $131,370, which is 61.5% higher than the national average.

What Factors can Influence the Cost of Living in Anna?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Anna, the transportation index is 5.3% lower than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Anna, healthcare costs are 0.6% lower than the national average.

Where is the Data From?

The Anna cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Anna is 18% higher than the Texas average
  • The cost of living in Anna is 11% higher than the national average
  • Anna housing is 39% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Anna

See all the best places to live around Anna

Compare Anna, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Anna?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Anna?
      Write a review to give others more information about this area.
      See all Anna poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,942$10,912$3,055$3,929
      Renters$143,423$11,952$3,346$4,303
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Anna, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Anna, homeowners have a median income of $130,942. Using that number, a maximum of $3,055 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $143,423, which means there is a maximum of $3,346 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Howe, TX3,3199010.5%
      Trenton, TX688909.7%
      Tom Bean, TX1,142928.5%
      Whitewright, TX1,657928.4%
      Blue Ridge, TX861973.4%
      Anna, TX14,62511111.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fruitville, FL14,63012020.0%
      Chippewa Falls, WI14,630964.5%
      Hickory Hills, IL14,6351077.1%
      Setauket-East Setauket, NY14,61414444.4%
      Phillipsburg, NJ14,613954.6%
      Anna, TX14,62511111.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.