Cost of Living in Scotland, PA

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B+
10%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Scotland Pennsylvania National
Cost of living11097100
Groceries106100100
Health care10699100
Housing11890100
Transportation109101100
Utilities10499100
Lifestyle & Entertainment110100100
Household Items10599100
Education & Childcare109101100
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Homes For Sale In Scotland, PA

property for sale

1077 Fiddlers Rd

Chambersburg, PA
property for sale

640 Mickey Inn Rd #69

Chambersburg, PA
property for sale

1370 3rd Ave

Chambersburg, PA
property for sale

1424 Doron Dr

Chambersburg, PA

Cost Of Living Quick Facts

  • The cost of living in Scotland is 14% higher than the Pennsylvania average
  • The cost of living in Scotland is 10% higher than the national average
  • Scotland housing is 18% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Scotland

See all the best places to live around Scotland

Compare Scotland, PA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$125,611$10,468$2,931$3,769
      Renters$0$0$0$0

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

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      Newville, PA1,272919.3%
      Orrstown, PA350973.1%
      Scotland, PA76311010.3%

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      Scotland, PA76311010.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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