Cost Of Living in Summerland, CA

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F

244%

Overall NAT. AVG.

11%

Groceries NAT. AVG.

768%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Summerland	California	National
Cost of living	344	141	100
Groceries	111	111	100
Health care	116	116	100
Housing	868	197	100
Transportation	120	118	100
Utilities	124	119	100
Lifestyle & Entertainment	129	120	100
Household Items	111	111	100
Education & Childcare	134	127	100

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Homes For Sale In Summerland, CA

2850 Torito Rd

Santa Barbara, CA

11 Hunt Dr

Summerland, CA

2631 Freesia Dr

Carpinteria, CA

2482 Shelby St

Summerland, CA

Cost Of Living Quick Facts

The cost of living in Summerland is 144% higher than the California average
The cost of living in Summerland is 244% higher than the national average
Summerland housing is 768% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$164,889	$13,741	$3,847	$4,947
Renters	$113,723	$9,477	$2,653	$3,412

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Carpinteria, CA	13,726	184	83.7%
Santa Barbara, CA	94,185	225	124.6%
Mission Canyon, CA	2,752	246	145.5%
Montecito, CA	8,465	340	239.9%
Toro Canyon, CA	1,959	343	243.0%
Summerland, CA	763	344	243.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Shannon, IL	763	85	15.1%
Parkdale, MI	763	86	14.2%
Superior, MT	763	91	9.4%
Interlaken, NJ	763	192	92.1%
Netarts, OR	763	121	21.0%
Summerland, CA	763	344	243.9%