Cost Of Living in Shippensburg University, PA

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A-

7%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Shippensburg University	Pennsylvania	National
Cost of living	107	97	100
Groceries	106	100	100
Health care	106	99	100
Housing	n/a	90	100
Transportation	109	101	100
Utilities	104	99	100
Lifestyle & Entertainment	110	100	100
Household Items	105	99	100
Education & Childcare	109	101	100

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Cost Of Living Quick Facts

The cost of living in Shippensburg University is 10% higher than the Pennsylvania average
The cost of living in Shippensburg University is 7% higher than the national average
Shippensburg University housing is 20% higher than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$25,815	$2,151	$602	$775

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Flora Dale, PA	29	100	0.1%
Newburg borough (Clearfield County), PA	96	85	15.0%
Plainfield, PA	289	89	11.4%
Newville, PA	1,272	91	9.3%
Orrstown, PA	350	97	3.1%
Shippensburg University, PA	1,948	107	6.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Roanoke, IL	1,948	92	8.5%
Manteo, NC	1,948	121	21.0%
Pukatawagan 198, MB	1,948	n/a
Freeport, ME	1,947	106	6.0%
Newport, ME	1,949	95	4.6%
Shippensburg University, PA	1,948	107	6.9%