| Index | Fillmore | California | National |
| Cost of living | 145 | 141 | 100 |
| Groceries | 108 | 111 | 100 |
| Health care | 115 | 116 | 100 |
| Housing | 216 | 197 | 100 |
| Transportation | 116 | 118 | 100 |
| Utilities | 119 | 119 | 100 |
| Lifestyle & Entertainment | 116 | 120 | 100 |
| Household Items | 108 | 111 | 100 |
| Education & Childcare | 120 | 127 | 100 |
The cost of living in Fillmore affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Fillmore is 145, which is 45% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you're in pursuit of an economical living environment, Fillmore may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Fillmore falls within this bracket.
Housing costs make up a big chunk of the cost of living in Fillmore, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 116.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 5 locals to understand their opinions on the cost of living in Fillmore. The results indicated that 60% found it reasonably priced with decreasing prices of goods and services, while 40% viewed it as quite expensive, with increasing prices.
Is Fillmore an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Fillmore, the median home price is 138.5% higher than what most folks pay across the country, and monthly rent prices are 64.1% higher than the usual rates. Income levels in Fillmore come in at $109,438, which is 34.6% higher than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Fillmore, the healthcare costs are 14.6% higher than the national average.
The Fillmore cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $126,518 | $10,543 | $2,952 | $3,796 |
| Renters | $81,687 | $6,807 | $1,906 | $2,451 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Piru, CA | 2,198 | 133 | 33.3% |
| Val Verde, CA | 3,328 | 140 | 40.4% |
| Saticoy, CA | 1,808 | 142 | 41.7% |
| Santa Paula, CA | 31,101 | 142 | 42.2% |
| El Rio, CA | 6,678 | 155 | 55.5% |
| Fillmore, CA | 16,243 | 145 | 44.6% |
| City | Population | Cost of Living Index | National Avg. |
| Bellmore, NY | 16,248 | 153 | 53.5% |
| Grandville, MI | 16,236 | 96 | 4.2% |
| Hanover, PA | 16,236 | 97 | 3.4% |
| Rye, NY | 16,251 | 269 | 169.0% |
| Aberdeen, MD | 16,231 | 108 | 7.7% |
| Fillmore, CA | 16,243 | 145 | 44.6% |
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