Cost Of Living in San Miguel CDP (San Luis Obispo County), CA

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F

30%

Overall NAT. AVG.

13%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	San Miguel CDP (San Luis Obispo County)	California	National
Cost of living	130	141	100
Groceries	113	111	100
Health care	113	116	100
Housing	153	197	100
Transportation	124	118	100
Utilities	124	119	100
Lifestyle & Entertainment	120	120	100
Household Items	113	111	100
Education & Childcare	133	127	100

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Cost Of Living Quick Facts

The cost of living in San Miguel CDP (San Luis Obispo County) is 8% lower than the California average
The cost of living in San Miguel CDP (San Luis Obispo County) is 30% higher than the national average
San Miguel CDP (San Luis Obispo County) housing is 53% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,207	$9,017	$2,525	$3,247
Renters	$52,563	$4,380	$1,226	$1,577

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Costa, CA	251	115	14.6%
Pacheco, CA	4,956	111	11.4%
Bay Point, CA	26,221	134	34.4%
El Cerrito CDP, CA	5,896	141	41.1%
Pittsburg, CA	73,362	146	46.5%
San Miguel CDP (San Luis Obispo County), CA	2,800	130	29.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Provincetown, MA	2,800	171	71.2%
East Tawas, MI	2,800	84	15.9%
Norway, MI	2,800	86	14.3%
Cape Carteret, NC	2,800	116	15.5%
Madison, ME	2,799	89	11.4%
San Miguel CDP (San Luis Obispo County), CA	2,800	130	29.5%