C+
16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
50%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cape Carteret North Carolina National
Cost of living11696100
Groceries102100100
Health care10199100
Housing15088100
Transportation10299100
Utilities10199100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare100100100
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Cost Of Living Quick Facts

  • The cost of living in Cape Carteret is 20% higher than the North Carolina average
  • The cost of living in Cape Carteret is 16% higher than the national average
  • Cape Carteret housing is 50% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Cape Carteret

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Compare Cape Carteret, NC Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$125,289$10,441$2,923$3,759
      Renters$63,402$5,284$1,479$1,902

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maysville, NC1,024909.8%
      Peletier, NC669937.4%
      Havelock, NC20,409955.2%
      Piney Green, NC14,825973.0%
      Newport, NC4,772973.3%
      Cape Carteret, NC2,80011615.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      San Miguel CDP (San Luis Obispo County), CA2,80013029.5%
      Provincetown, MA2,80017171.2%
      East Tawas, MI2,8008415.9%
      Norway, MI2,8008614.3%
      Madison, ME2,7998911.4%
      Cape Carteret, NC2,80011615.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.