| Index | Deltona | Florida | National |
| Cost of living | 104 | 102 | 100 |
| Groceries | 100 | 102 | 100 |
| Health care | 104 | 104 | 100 |
| Housing | 105 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 114 | 110 | 100 |
| Lifestyle & Entertainment | 104 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 103 | 106 | 100 |
Knowing the cost of living in Deltona allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Deltona stands at 104, marking it 4% higher than the national average.
The cost of living in Deltona closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Deltona can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is Deltona an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Deltona is 3.8% lower than the national average, while the average monthly rent prices are 26.5% higher than average. The affordability of any location can also be influenced by median income levels. Deltona has a median household income of $83,667, which is 2.9% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Deltona, the housing index is 5.3% higher than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Deltona, healthcare costs are 4% higher than the national average.
The Deltona cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $87,407 | $7,284 | $2,039 | $2,622 |
| Renters | $68,262 | $5,689 | $1,593 | $2,048 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Lake Mack-Forest Hills, FL | 2,500 | 90 | 10.1% |
| DeLand Southwest, FL | 1,427 | 93 | 7.3% |
| Pine Lakes, FL | 1,167 | 93 | 7.1% |
| North DeLand, FL | 1,146 | 97 | 3.1% |
| West DeLand, FL | 3,361 | 100 | 0.1% |
| Deltona, FL | 93,968 | 104 | 4.0% |
| City | Population | Cost of Living Index | National Avg. |
| Westminster, CA | 93,920 | 171 | 70.8% |
| Suffolk, VA | 93,841 | 116 | 16.1% |
| Santa Barbara, CA | 94,185 | 225 | 124.6% |
| Santa Monica, CA | 93,745 | 273 | 173.3% |
| San Leandro, CA | 93,731 | 173 | 73.2% |
| Deltona, FL | 93,968 | 104 | 4.0% |
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