Cherryland, California Cost Of Living

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F

Overall 38%

Goods & Services 19%

Housing 68%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Cherryland	California	National
Cost of living	138	140	100
Goods & Services	119	109	100
Groceries	128	112	100
Health care	122	109	100
Housing	168	196	100
Transportation	140	132	100
Utilities	131	127	100

Key findings

The cost of living in Cherryland is 1% lower than the California average
The cost of living in Cherryland is 38% higher than the national average
Cherryland housing is 68% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,148	$5,762	$1,613	$2,075
Renters	$44,301	$3,692	$1,034	$1,329

The affordability of the housing market in Cherryland, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Cherryland homeowners, the median income is $69,148. This indicates that a monthly maximum of $1,613 should be spent by homeowners on all housing related costs. Renters have a median income of $44,301. This indicates that renters would have a maximum of $1,034 for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Cherryland	National avg.	Difference
Haircut	$21.17	$20.27	4.4%
Beauty Salon	$71.31	$40.39	76.5%
Toothpaste	$3.06	$2.36	29.7%
Shampoo	$1.36	$1.08	26.0%
Movie	$14.19	$10.99	29.2%
Bowling	$20.50	$15.49	32.3%

Groceries

Item	Cherryland	National avg.	Difference
Ground Beef	$4.24	$4.30	1.3%
Fried Chicken	$1.82	$1.40	30.3%
Milk	$2.78	$2.20	26.2%
Potatoes	$2.98	$3.22	7.5%
Pizza	$12.93	$10.74	20.4%
Beer	$10.32	$9.60	7.5%

Health Care

Item	Cherryland	National avg.	Difference
Optometrist	$132.96	$109.73	21.2%
Doctor	$139.84	$118.34	18.2%
Dentist	$138.42	$100.94	37.1%
Ibuprofen	$12.22	$9.93	23.0%
Lipitor	$473.62	$469.53	0.9%

Housing

Item	Cherryland	National avg.	Difference
Home Price	$334,500.00	$184,700.00	81.1%
Avg. Mortgage Payment	$2,714.78	$1,229.62	120.8%
Apartment Rent	$1,311.00	$949.00	38.1%

Transportation

Item	Cherryland	National avg.	Difference
Gasoline	$3.95	$2.71	45.7%
Tire Balancing	$68.02	$51.86	31.2%

Utilities

Item	Cherryland	National avg.	Difference
All Electricity	$266.98	$170.84	56.3%
Phone	$185.39	$187.18	1.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
San Miguel CDP (San Luis Obispo County), CA	2,696	133	32.8%
Ashland, CA	24,288	138	37.8%
Hayward, CA	154,507	147	47.4%
San Leandro, CA	89,039	149	49.0%
Emeryville, CA	11,111	150	49.7%
Cherryland, CA	15,066	138	38.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Otsego, MN	15,065	108	8.3%
Clearlake, CA	15,070	95	4.6%
Sterling, IL	15,071	86	14.1%
Hereford, TX	15,086	79	20.9%
Millbrook, AL	15,045	90	10.4%
Cherryland, CA	15,066	138	38.4%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.