Cost of Living in Santa Teresa, San Jose, CA

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F
100%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
301%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Santa Teresa San Jose California
Cost of living200217141
Groceries110121111
Health care115124116
Housing401424197
Transportation116136118
Utilities114131119
Lifestyle & Entertainment114135120
Household Items108116111
Education & Childcare126145127
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Homes For Sale In San Jose, CA

property for sale

641 Toyon Ave

San Jose, CA
property for sale

5315 Calderwood Ln

San Jose, CA
property for sale

157 Knightshaven Way

San Jose, CA
property for sale

180 Currlin Cir

Milpitas, CA

Cost Of Living Quick Facts

  • The cost of living in Santa Teresa is 42% higher than the San Jose average
  • The cost of living in Santa Teresa is 100% higher than the national average
  • Santa Teresa housing is 301% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Santa Teresa

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Compare San Jose, CA Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$213,474$17,790$4,981$6,405

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

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      Lompico, CA90417877.7%
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      Mount Hermon, CA1,42719191.2%
      Scotts Valley, CA12,49419594.9%
      San Jose, CA1,062,558217117.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ottawa, ON1,058,126n/a 
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      Austin, TX988,40012626.1%
      Jacksonville, FL934,7521088.0%
      Fort Worth, TX926,3711032.9%
      San Jose, CA1,062,558217117.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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