Cost Of Living in Mount Hermon, CA

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F

91%

Overall NAT. AVG.

13%

Groceries NAT. AVG.

264%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Hermon	California	National
Cost of living	191	141	100
Groceries	113	111	100
Health care	117	116	100
Housing	364	197	100
Transportation	115	118	100
Utilities	118	119	100
Lifestyle & Entertainment	120	120	100
Household Items	112	111	100
Education & Childcare	130	127	100

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Homes For Sale In Mount Hermon, CA

141 Whistler Ct

Scotts Valley, CA

16 Grandview Ave

Felton, CA

44 Pine Ave

Mount Hermon, CA

1296 Conference Dr

Scotts Valley, CA

Cost Of Living Quick Facts

The cost of living in Mount Hermon is 36% higher than the California average
The cost of living in Mount Hermon is 91% higher than the national average
Mount Hermon housing is 264% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$219,908	$18,326	$5,131	$6,598
Renters	$107,605	$8,967	$2,511	$3,228

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Loma Mar, CA	294	115	14.6%
Live Oak city, CA	8,786	107	6.7%
Live Oak, CA	9,007	117	16.9%
Paradise Park, CA	478	137	37.3%
Freedom, CA	4,073	148	48.1%
Mount Hermon, CA	1,427	191	91.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
DeLand Southwest, FL	1,427	93	7.3%
Payson, IL	1,427	88	12.4%
St. John, KS	1,427	82	18.4%
Hoopers Creek, NC	1,427	100	0.4%
Hurley, NM	1,427	86	13.8%
Mount Hermon, CA	1,427	191	91.2%